See many people smoking these days? Me neither. Aside from "Mad Men" episodes and old movies, I rarely see people light up.

When I do see people with a lit cigarette, I'm almost taken aback now—I'm a little shocked, a little disgusted and cough loudly and purposely.

After all, that's what we're supposed to do to smokers—shun them, show them pictures of blackened lungs and give them warnings about their imminent deaths, charge them more, refuse to give them jobs—the list goes on.

Complete your profile to continue reading and get FREE access to BenefitsPRO, part of your ALM digital membership.

Your access to unlimited BenefitsPRO content isn’t changing.
Once you are an ALM digital member, you’ll receive:

  • Breaking benefits news and analysis, on-site and via our newsletters and custom alerts
  • Educational webcasts, white papers, and ebooks from industry thought leaders
  • Critical converage of the property casualty insurance and financial advisory markets on our other ALM sites, PropertyCasualty360 and ThinkAdvisor
NOT FOR REPRINT

© 2025 ALM Global, LLC, All Rights Reserved. Request academic re-use from www.copyright.com. All other uses, submit a request to [email protected]. For more information visit Asset & Logo Licensing.