They may have the motivation, and even have the money, but more than a third of American pre-retirees say they're simply overwhelmed by the process.
A new survey conducted by E*Trade in association with Harris Interactive indicates there are lots of great intentions when it comes to retirement planning and the basics of investing, but a sizeable percentage of American workers are frozen in their tracks when it comes to getting the process started.
The survey found that 37 percent of participants say they're interested in working with a professional to help manage their retirement accounts, but don't think that they have enough savings or investments to justify getting the assistance.
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