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Getting the most from your dental and vision plans

Take advantage of all the benefits they offerbenefits youre already paying for. Need a little motivation? Here are 5 very good reasons to use your benefits to the fullest.

By Mark Roberts | Updated on October 15, 2012

Most Americans get dental and vision coverage through their employer. As a general rule, ancillary benefits are most commonly purchased by employees on a voluntary basis. Typically, when employees are offered a dental insurance product, many of them turn it down as a benefit they are willing to pay for, especially if they are part-time or a lower-wage worker.

According to the Minnesota Department of Employment and Economic Development, while 67.3 percent of full-time workers and 14.9 percent of part-time workers in surveyed industries are offered some type of employer-sponsored dental coverage, either as a stand-alone policy or as part of their medical plan, only 52.7 percent of full-time workers and 8.0 percent of part-time workers participate in an employer-sponsored dental plan.

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