The U.S. Supreme Court on Monday refused to consider two appeals in a case that accused John Hancock Life Insurance Co. of charging excessive fees on annuity insurance contracts in 401(k) plans.

By refusing to consider appeals in the case, the Supreme Court let stand an April ruling by the 3rd U.S. Circuit Court of Appeals in Philadelphia that in essence allows 401(k) participants to sue plan providers directly, instead of making them sue individual employers in many lawsuits, according to a story in the Chicago Tribune.

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