Women may have a better understanding than men about the resources and options available to those facing a long-term care event, but they’re significantly less likely to take action to protect themselves from the risks.

A Northwestern Mutual study found that though the majority of women (73 percent) are aware of at least one of the long-term care options available to them, 30 percent of them say they’re not sure how they plan to address their potential long-term care needs. And 57 percent of women say they’re likely to need help meeting financial expenses.

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