Lesbian, gay, bisexual and transgender Americans are in fairly good financial health, but they continue to have concerns about retirement and equality of financial rights, according to a new Prudential study, "The LGBT Financial Experience."

The median household income of the LGBT community was $61,500, which is significantly above the median U.S. household income of $50,000. Although gay men report earning more than lesbians individually, $49,000 vs. $43,500), when it comes to household income, lesbians, who are more likely to live in dual-income households, have higher household income ($63,700 vs. $62,300). While the combined household income of gay male couples is the highest overall at $103,000, these couples constitute a minority (19 percent) of the LGBT community.

"We explored the financial landscape for LGBT Americans to better understand the financial challenges and concerns of the community as a whole, as well as same-sex couples and LGBT parents," said Charles Lowrey, chief operating officer, U.S. Businesses. "While we found the LGBT community to be largely optimistic about the future, like most Americans the community was affected by the recession and is very concerned about being able to retire."