Walgreens wants to reward customers for merely taking a walk, and Rite Aid will help cover trial gym memberships for some of its frequent shoppers.

All the national drugstore chains now offer a free customer loyalty program loaded with incentives to use their cards. Walgreen Co., the nation's largest drugstore chain, became the latest when it unveiled its Balance Rewards program in September.

Experts say frequent shoppers should consider enrolling but also should be aware that they're sacrificing some privacy. Here are four questions to consider before a store clerk asks you to sign up during your next visit.

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