INDIANAPOLIS (AP) — WellPoint Inc.’s fourth-quarter earnings jumped 38 percent compared to the final quarter of 2011, when the nation’s second largest health insurer incurred a big hit from its Medicare Advantage business.

But the Blue Cross Blue Shield insurer also said Wednesday it could make less this year than it did in 2012, as it prepares for expansion resulting from the health care overhaul and other growth opportunities.

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