About 70 percent of people who use online financial tools and apps say they make them more diligent in tracking their finances, according to the COUNTRY Financial Security Index survey, released Tuesday.

However, the survey found that while more than half of respondents use these kinds of tools, just 46 percent say regular online access has improved their ability to save.

Rasmussen Reports surveyed more than 3,000 Americans for COUNTRY Financial's index.

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