Increased savings is the best risk management tool in preparing for retirement, according to a new white paper by Manning & Napier.
For many employees, their only retirement savings comes in the form of an employer-sponsored defined contribution plan, such as their 401(k). The hardest part for most people is deciding to participate in the plan, how much to contribute and in which funds to invest their money.
Professionally managed solutions, like target-date funds, have become popular because they take that third piece out of the decision-making process.
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