Members of the Regulatory Framework Task Force are wondering whether they should develop a new model law and a new model regulation that could shake up the entire group health insurance market.
The new models would deal with the provisions in the Patient Protection and Affordable Care Act of 2010 (PPACA) that affect all types of group health plans, not just small-group plans.
The task force, an arm of the Health Insurance and Managed Care Committee at the National Association of Insurance Commissioners (NAIC), is asking members of the public to comment on the idea of an all-group model development project by April 29, according to a task force meeting summary.
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The NAIC has no direct ability to change states' laws or regulations, but states often choose to use the language in the NAIC models in efforts to draft bills and regulatory proposals.
The Regulatory Framework Task Force also has created an Affordable Care Act Model Review Working Group. The chair of the working group is Randy Moses, and the NAIC staff support person for the working group is Jolie Matthews.
The working group is looking at the effects of PPACA on at least 31 NAIC models, ranging from the Standardized Health Claim Form Model Regulation to the Accident and Sickness Insurance Minimum Standards Model Act.
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Allison Bell
Allison Bell, a senior reporter at ThinkAdvisor and BenefitsPRO, previously was an associate editor at National Underwriter Life & Health. She has a bachelor's degree in economics from Washington University in St. Louis and a master's degree in journalism from the Medill School of Journalism at Northwestern University. She can be reached through X at @Think_Allison.
