Cancer remains the top long-term disability claim, according to 2012 claims data from Unum.
Out of Unum's long-term disability claims, cancer accounted for nearly 16 percent of claims, followed by back disorders at 15.1 percent.
Other causes for long-term disability are behavioral health issues at 9.8 percent, circulatory system disorders at 9 percent and joint disorders at 8.3 percent.
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