Enrollment in consumer-directed health plans grew by 19 percent in 2012, increasing from 33 million in 2011 to 39 million last year, new analysis out Monday found.

A record number of employers are offering those plans, while more employees are taking advantage of them, according to an analysis of the Mercer National Survey of Employer Sponsored Health Plans commissioned by the American Association of Preferred Provider Organizations.

More than one-third of large employers (36 percent) offered CDHPs in 2012, up from 32 percent the year before, while 22 percent of small employers offered employees a CDHP option, up from 20 percent in 2011.

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