Baby boomers getting ready to retire in today’s low interest rate environment may want to wait awhile, according to a recent report from the Employee Benefit Research Institute. That’s assuming, of course, that low rates are only temporary.

EBRI ran a simulation that would determine the Retirement Readiness Rating for those retiring under current conditions; it assumed today’s low interest rates are a permanent condition. Results showed that between 25 percent and 27 percent of boomers and Gen Xers would run out of money.

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