In this June 8, 2010 file photo, President Barack Obama listens as Health and Human Services Secretary Kathleen Sebelius speaks. (AP Photo/Alex Brandon, File)

WASHINGTON (AP) — About half the people who now buy their own health insurance — and potentially would face higher premiums next year under President Barack Obama’s health care law — would qualify for federal tax credits to offset rate shock, according to a new private study.

Many other people, however, earn too much money to be eligible for help, and could end up paying more.

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