(AP Photo/David Duprey, file)

It never ceases to amaze me how little the average American knows about the health care reform law that kicks into its next gear in just a few short weeks — with the open enrollment in the exchanges.

(Hell, I guess it never ceases to amaze me how little the average American knows about health care, period. Which is probably what startles me about the rise of consumer-driven health products. Putting consumers in charge of their own health care spending is a lot like putting my 13-year-old son in charge of his homework. If it gets done at all, the finished product is a crumpled mess. A little bit of discipline — along with a lot of education — goes a long way.)

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