Most Americans aren't saving any more for retirement than they were a year ago, and individuals who should be paying more attention to their savings — those between the ages of 50 and 64 — have actually started saving less.

A monthly Financial Security Index survey by Bankrate.com asked respondents how much they are saving in workplace-sponsored and other retirement accounts. More than half said they are putting away the same amount now as they were a year ago. Of those remaining, 18 percent said they've increased their savings rate and 17 percent have decreased it.

Of those aged 50 to 64, 15 percent said they're saving more, compared to 21 percent who said they're saving less than they were last year.

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