Jamie Kalamarides, Prudential Retirement, shakes hands with the DOL's Phyllis Borzi in Washington, D.C. (AP photo/File.)

A lot of ink has been spilled since the U.S. Department of Labor raised the issue of how to best illustrate for Americans what their retirement savings might look like, spread out over all of the years after they stop working.

Little of it has been positive.

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