When most of us hear about the three Rs we think of the education fundamentals of reading, writing and arithmetic. For companies with an Employee Stock Ownership Plan the three Rs mean something different: the fundamentals of the relationship with employees — recruiting, retaining and rewarding. ESOPs help companies with all three

An ESOP is a qualified retirement plan that is invested primarily in the stock of the sponsoring company. Through the plan, employees accrue ownership in the firm allowing them to share in the success of the company. This alignment of personal and business objectives is a powerful force. Simply put, ownership matters. 

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