They say you can't fight Mother Nature. Battling against human nature can be just as difficult.
We all know that most people aren't saving enough for retirement. More than half (57 percent) of workers say they have less than $25,000 in total savings and investments (excluding their home and defined benefit plans), according the 2013 Retirement Confidence Survey from EBRI and Mathew Greenwald & Associates.
See also: The good, the bad and the opportunity
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