"How would you like to pay for your benefits?"

That's a question no one is asking but everyone will hear eventually. As employees buy coverage through the state and federal exchanges they'll no longer have access to their traditional payroll deductions.

In other words, they'll be getting bills at home. As employers (your clients) drop traditional coverage and send their employees to the exchange, they'll be removing the most significant part of benefit financing employees have counted on for years, payroll deduction. The question is: What does this mean for you?

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