The health care overhaul is expected to help millions of uninsured obtain coverage, but that assistance has limits.

Individuals who do not have the option to obtain insurance from their employer, and who make more than about $46,000 — or a family of four bringing in more than $94,200 — will not be eligible for income-based tax credits under the new health care law.

The enrollment period for the nation's new health insurance system started Oct. 1. Here are some shopping tips to consider if you make too much to land a helping hand from the overhaul with next year's insurance bill.

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