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Analysts push for new self-insurance limits

Self-insured coverage for single workers could be 25 percent cheaper than PPACA coverage.

By Allison Bell | Updated on October 16, 2013
(Thinkstock image)

Jon Gabel and other analysts at a University of Chicago research center say states should consider protecting Patient Protection and Affordable Care Act commercial health insurance market rules by doing more to limit access to the stop-loss insurance market.

If states fail to make it harder for small employers to use stop-loss insurance to self-insure, brokers may help many small employers cut health benefits costs by self-insuring, Gabel and his colleagues wrote in a new paper published in Health Affairs.

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Allison Bell

Allison Bell

Allison Bell, a senior reporter at ThinkAdvisor and BenefitsPRO, previously was an associate editor at National Underwriter Life & Health. She has a bachelor's degree in economics from Washington University in St. Louis and a master's degree in journalism from the Medill School of Journalism at Northwestern University. She can be reached through X at @Think_Allison.

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