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What’s really driving lifetime income illustrations?

Will federal law soon require 401(k) and IRA participants to allocate a portion of contributions to a guaranteed personal retirement income annuity?

By Rich White | Updated on October 31, 2013

Here’s a prediction in which I have mild confidence: Within 10 years, federal law will require participants in 401(k)s and IRAs to allocate a portion of contributions to a guaranteed personal retirement income annuity, funded by U.S. Treasuries and perhaps other U.S. securities.

This prediction is based on connecting many dots that I will cover in this article, so you can decide for yourself.

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