As we near the 10th anniversary of the enabling legislation for health savings accounts, the industry, employers and brokers/agents all have the opportunity to move HSAs forward, beyond basic administration, with the use of insightful reporting and analytical tools. In particular, as brokers continue to strive to prove their worth to clients, reporting offers a real opportunity to serve in a consultative role that can make a positive impact on their clients' bottom-line.
Reporting process
Essentially, account reporting can provide the insight necessary for employers to not only see exactly how their employee accounts are being used, but also allows them to react and positively impact a desired outcome. In order to fully realize the benefits of these accounts and influence employee behavior to improve wellness and ultimately lower health care costs, employers need to have the supporting data and applied analysis to make those informed changes.
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