When it comes to health care, I tend to trust what my doctor has to say.
(Of course, I don't have much choice, unlike with my Jeep, where I know enough to confirm or refute what my mechanic might have to say about it.)
When it comes to paying for health care, likewise, I listen to the carriers. They've been in the business of doing just that for a while, so I think they know what they're talking about.
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