As a key federal exchange plan selection deadline nears, sellers still face enrollment system problems.

Consumers who want commercial individual coverage to start Jan. 1 now have until Jan. 10 to pay for coverage, thanks to the carriers themselves.

But, to have coverage in place Jan. 1, consumers still have to pick a plan by Dec. 23.

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Allison Bell

Allison Bell, a senior reporter at ThinkAdvisor and BenefitsPRO, previously was an associate editor at National Underwriter Life & Health. She has a bachelor's degree in economics from Washington University in St. Louis and a master's degree in journalism from the Medill School of Journalism at Northwestern University. She can be reached through X at @Think_Allison.