Kathleen Sebelius is confident both the state and federal public exchanges have systems in place to verify whether applicants are eligible.

Health and Human Services Sebelius certified the systems the exchanges are using to screen applicants for the new Patient Protection and Affordable Care Act health insurance tax credit.

She also certified the systems in place to screen applicants for the "cost-sharing" subsidies meant to help low income users of private "qualified health plan" coverage handle co-payments, coinsurance and deductibles.

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Allison Bell

Allison Bell, a senior reporter at ThinkAdvisor and BenefitsPRO, previously was an associate editor at National Underwriter Life & Health. She has a bachelor's degree in economics from Washington University in St. Louis and a master's degree in journalism from the Medill School of Journalism at Northwestern University. She can be reached through X at @Think_Allison.