Fox News anchor Megyn Kelly poses at the anchor desk at the Fox studios in New York. (AP Photo/Fox News, Alex Kroke)

Jan. 15 (Bloomberg) — Roxanne Vivanco just returned to her banking job in Ramsey, New Jersey, after spending 12 weeks with her newborn daughter without having to deplete her savings.

The 36-year-old community development manager at Toronto- Dominion Bank was able to tap a state-administered benefit that finances family leave through employee payroll contributions. “It was a blessing,” said the mother of three. The money “helped with taking care of our house bills as well as food for the newborn and my other kids.”

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