Dental benefits are the most requested health care item for employees, after medical care has been determined. As a broker, you should have an arsenal of dental plan options in your bag of tricks. As an employer, you should be aware of the various options in the market. According to HealthPlex, here is an overview of what's available:
Indemnity coverage: Under the indemnity option, members are reimbursed up to a fixed limit for treatment rendered by their own dentist. Members select any licensed dentist and are reimbursed up to a fixed amount for services provided. Patients are responsible to their dentists for any differences between the plan's allowance and the dentist's charges. Members will experience lower fees if they stay in network.
Careington Benefit Solutions offers a plan through Assurant that bolts on a discount network combined with an indemnity reimbursement, thereby reducing the out of pocket costs for procedures with participating dentists.
Complete your profile to continue reading and get FREE access to BenefitsPRO, part of your ALM digital membership.
Your access to unlimited BenefitsPRO content isn’t changing.
Once you are an ALM digital member, you’ll receive:
- Breaking benefits news and analysis, on-site and via our newsletters and custom alerts
- Educational webcasts, white papers, and ebooks from industry thought leaders
- Critical converage of the property casualty insurance and financial advisory markets on our other ALM sites, PropertyCasualty360 and ThinkAdvisor
Already have an account? Sign In Now
© 2024 ALM Global, LLC, All Rights Reserved. Request academic re-use from www.copyright.com. All other uses, submit a request to [email protected]. For more information visit Asset & Logo Licensing.
