Maybe it isn't that bad. Researchers say keeping oneself mentally challenged is exercise and keeps a person agile and prepared as they age. And work is exactly that: financial puzzles to solve, people to figure out, hitting deadlines on more than one project. So embrace it.

As you know, those prescient government guys were hip to the fact this day was coming and passed an amendment back in 1983 that bumped up the full retirement age to 66. It jumps to 67 for people born after 1959. And they cited "improvements in the health of older people and increases in average life expectancy" as the main reasons for increasing the retirement age. 

The question is: how soon before the full retirement ages jumps again. I'm guessing that's going to happen any month now and that people born after, oh say 1979, will be given a new retirement age of 67.

And that might trigger a domino effect in other public entitlements. Medicare, most of all, I would think. As it is, a lot of people are holding on, living life without health insurance, until they hit that magic number.

But how to change the hearts and souls of corporations – where youth rules? Will new legislation pass, forcing the private sector to embrace an aging workforce? Or even better, how about providing tax incentives for an employer that hires a certain percentage of workers over 50? That might go a long way toward addressing this growing problem.

What I'm pretty sure of is that if you have a job and you're over 50, hang on to it. And if you don't already, learn to love it.