Analysts at the Centers for Medicare & Medicaid Services assumed a year ago that the public exchange system would take in just 4.3 million applications during the 2013-14 open enrollment season.

CMS officials included that estimate in a routine paperwork review filing for exchange helper certification programs.

Around Oct. 1, when the first Patient Protection and Affordable Care Act open enrollment period began, officials at the U.S. Department of Health and Human Services declined to say how many people they expected the exchanges to enroll in commercial qualified health plans or government plans.

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Allison Bell

Allison Bell, a senior reporter at ThinkAdvisor and BenefitsPRO, previously was an associate editor at National Underwriter Life & Health. She has a bachelor's degree in economics from Washington University in St. Louis and a master's degree in journalism from the Medill School of Journalism at Northwestern University. She can be reached through X at @Think_Allison.