New research about consumer driven health plans finds what proponents of the plans have long lamented: Enrollees in CDHP plans are better educated and healthier than others.
The Employee Benefit Research Institute analyzed enrollees in both CDHP and traditional plans and concluded that those in CDHPs tend to have higher income, more education, and be in better health.
Consumer driven health plans — which typically consist of health reimbursement arrangements or health savings accounts — have been on the rise over the last decade. About 26.1 million individuals with private insurance, representing 15 percent of the market, are either in a CDHP or an HSA-eligible plan.
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