Are most older workers looking forward to completing their careers working for someone else, then sailing off into retirement?

Hardly. A University of Phoenix survey of more than 1,000 working adults found that 43 percent of respondents in their 50s and 60s said they would start their own business and give entrepreneurism a chance before retiring.

The survey was designed to test the entrepreneurial tendencies of American workers. What it revealed was that the urge to be one's own boss runs across all age groups, and is most often curtailed not by a lack of ambition but by a lack for funds.

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Dan Cook

Dan Cook is a journalist and communications consultant based in Portland, OR. During his journalism career he has been a reporter and editor for a variety of media companies, including American Lawyer Media, BusinessWeek, Newhouse Newspapers, Knight-Ridder, Time Inc., and Reuters. He specializes in health care and insurance related coverage for BenefitsPRO.