If you ask boomers for the single most important ingredient for a happy retirement, the overwhelming majority will say it’s good health. But while many are taking steps to improve their own health, they’re not saving enough to meet the expenses of an unexpected health crisis — or even planning to

So says a new study from Merrill Lynch Wealth Management and Age Wave, which found that 81 percent of boomers say that good health is the key to a good retirement. However, nearly two-thirds of those 50 and over say their greatest retirement health worry is not being able to afford care and long-term care expenses. 

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