Some of today's youngest Americans are saddled with all kinds of fears about their financial futures, according to TD Ameritrade's latest survey of "Generation Z" sentiment. 

The age group (15 to 24) is understandably worried about finding a job in the immediate future, though their perspective on the job market has improved from last year's survey. In 2013, 34 percent said unemployment was their biggest concern. This year, that number dropped to 25 percent, as graduates of the class of 2014 have a better time finding work.

But as the job market for younger Americans slowly improves, their fear for their financial future remains. Almost half of Gen Zers (44 percent) fear that Social Security will be depleted by the time they retire. 

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Nick Thornton

Nick Thornton is a financial writer covering retirement and health care issues for BenefitsPRO and ALM Media. He greatly enjoys learning from the vast minds in the legal, academic, advisory and money management communities when covering the retirement space. He's also written on international marketing trends, financial institution risk management, defense and energy issues, the restaurant industry in New York City, surfing, cigars, rum, travel, and fishing. When not writing, he's pushing into some land or water.