The U.S. Department of Health and Human Services (HHS) has been testing a new version of the HealthCare.gov application process on some would-be health insurance buyers over the summer.

The HealthCare.gov system has been offering the revised application process more frequently, on a random basis, this month, and site managers hope to make the approach the standard application process Nov. 15, when the 2015 open enrollment period is set to start.

For now, the consumers using the system are those who have gone through coverage changes or life changes that give them access to special enrollment periods (SEPs).

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Allison Bell

Allison Bell, a senior reporter at ThinkAdvisor and BenefitsPRO, previously was an associate editor at National Underwriter Life & Health. She has a bachelor's degree in economics from Washington University in St. Louis and a master's degree in journalism from the Medill School of Journalism at Northwestern University. She can be reached through X at @Think_Allison.