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HSAs may discourage preventative care

While health savings accounts and consumer driven health plans demonstrably give consumers more control over their use of health insurance dollars, they may also encourage decisions about health care that could be detrimental to consumers' long-term health.

By Dan Cook | Updated on September 25, 2014
Photo: Getty Images

While health savings accounts and consumer driven health plans demonstrably give consumers more control over their use of health insurance dollars, they may also encourage decisions about health care that could be detrimental to consumers’ long-term health.

A study of 18,000 employees with a company that switched from a traditional health plan to a CDHP/HSA model found that plan members weren’t taking advantage of preventative health options, and instead postponing some medical care.

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Dan Cook

Dan Cook

Dan Cook is a journalist and communications consultant based in Portland, OR. During his journalism career he has been a reporter and editor for a variety of media companies, including American Lawyer Media, BusinessWeek, Newhouse Newspapers, Knight-Ridder, Time Inc., and Reuters. He specializes in health care and insurance related coverage for BenefitsPRO.

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