Ever go to a local garage and see vehicles being serviced? If you've ever had your car's oil changed or any mechanical work done at all, you know that the mechanic who is working on your ride needs at least two things: a certificate of training, and the right tools. If he lacks either of these, you've fallen into a big money pit — too slippery to get out of without suffering pain and loss. Before driving your fancy wheels into the next open bay, you need to have the confidence that the designated grease monkey knows what he's doing.

Central to any health care toolbox is having the right technician and the right tools for the job. Sometimes you need a hammer, and sometimes all you need is just a small pair of needlenose pliers to do the job. And every once in a while, a special tool is required. So your toolbox needs a technician — your doctor or a specialist — who can handle a variety of health care issues. Your tool should work with any health care provider or medical facility anywhere you go — no exceptions.

Secondly, the toolbox should have the right tools. These vary from person to person, but as a general rule, there are a few basics everyone needs>>