Deductibles in PPACA plans were already high in 2014. And this year, they're only getting higher — at least in the most popular plans.

That's the overall consensus from HealthPocket analysis, which found that the average deductible for 2015 bronze-level policies, the lowest tiered plan, is about $5,181 for individuals — up from $5,081 last year, and $10,545 for families.

Comparatively, deductibles in bronze PPACA plans are a whopping 326 percent higher than employer-based plans, HealthPocket said.

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For silver plans, the average deductible is $2,927 for individuals and $6,010 for families. That's virtually unchanged from 2014 levels as the individual deductible is only about 1 percent higher in 2015 and the family deductible about 1 percent lower.

There is, however, good news for higher tiered plans, the gold and platinum: those decreased from last year. The average deductible on the platinum plan, for example, is about $243 for an individual — down 30 percent from last year.

The analysis on deductibles is important as much of the data and focus has been on PPACA premiums. According to Avalere Health, the most popular exchange plans increased premiums by 10 percent on average for 2015.

In its analysis, HealthPocket also found that out-of-pocket costs for doctor visits and specialist visits also fluctuated among the different PPACA plan types. Doctor and specialist visits were 13 percent more expensive (34 percent coinsurance fee average in 2015 vs. 30 percent coinsurance fee average in 2014) for bronze plans, while it remained relatively stable among gold plans, dropping 1 percent from last year.

Open enrollment in PPACA plans runs Nov. 15-Feb. 15.

A plan with an annual deductible of $1,300 or more for individuals or $2,600 for families is considered a high-deductible plan by IRS standards.

"In 2015, the most popular plans sold on and off exchange have average deductibles that remain well above the entry-level classification for a high-deductible health plan," said Kev Coleman, head of research and data at HealthPocket. "However, consumers should remember that averages characterize a range of options and lower-cost deductibles may still be available in their regions."

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