Most health plan sponsors are not making major changes to their employee coverage for 2015. However, employees can expect to see continued implementation of changes that have been made incrementally for the past several years.

Those are the primary findings from "What to Expect During Open Enrollment Season," which is part of the recent health benefits survey conducted by Employee Benefit Research Institute.

"Employers may be waiting for evidence from early adopters before making untested changes," said Paul Fronstin of EBRI. "The exception appears to be that a relatively large number of employers continue to introduce wellness rewards and penalties."

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