(Editor's note: This blog has been republished here with permission from Zane Benefits. This is part three of an ongoing series. You can check out part one here and you can read the original, in its entirety, here.)

When it comes to health insurance, employees have very different needs. However, your group health insurance plan takes a one-size-fits-all approach. With group health insurance, most employees do not get to choose from a wide range of deductibles or copays.

As result, most employees are paired with coverage that does not fit their family's needs.

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