Life and annuity insurers can look forward to more of the challenges that have beset them over the past few years, but opportunities are to be had, especially in the retirement world, ratings agency A.M. Best said Wednesday.
In its latest look at what lies ahead for the industry, the agency singled out low interest rates, regulatory uncertainty and slow premium growth as some of the predominant challenges facing insurers.
Life/annuity companies have seen investment margins remain relatively stable, which has helped to keep earnings "generally … resilient," it said.
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