Regardless of how phenomenal your company's health plan might be, it is up to you to help employees find the best, most affordable coverage for their families. Here's how to get started helping employees navigate CHIP:

Stay up-to-date on CHIP developments. You can contact your state Medicaid or CHIP office for more information on employee eligibility. You can also visit the Kaiser Family Foundation and Kaiser Health News to track major developments. If you haven't been following the program closely, you can check out this overview.
Attend enrollment training. Many local nonprofits offer training on CHIP enrollment. They might also have educational information that you can distribute to employees who might be eligible.
Hire a third-party enroller. If your HR department doesn't have the capacity to offer employees individualized help with enrollment, you can hire a third-party company to screen your staff members for eligibility and help them secure coverage.

Getting up to speed on PPACA has been a major challenge for companies everywhere, but finding reasonably priced health care for an entire family can be even more overwhelming. Between deciphering the specifics of their employer-sponsored benefits package and navigating the federal exchange, working families are lucky if they can even understand all their options — let alone afford them.

Instant Insights /

Employees need help navigating CHIP

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