You're on the verge of retirement, and you have big plans for what you want to do in the years you have left to follow your bliss.

But dreams take time to come to fruition, so you'd like to make your retirement last as long as possible—and that means staying healthy.

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You'll have a better chance of that, according to the Bankers Life Center for a Secure Retirement, if you choose one of these 10 cities as the place to be to live once you've left the office for good.

In a new study, CSR looked at a combination of health and affordability factors in 60 different cities to determine the best places for middle-income retirees to live (middle-income defined as having an annual household income between $25,000 and $100,000 and investible assets of less than $1 million).

To judge health, eight different categories were examined: health care, the economy, social, wellness, activities, the environment, transportation and crime.

Those categories having a greater impact on overall health got greater weight in each city's final determination of total score and ranking.

To judge affordability, the study looked at the cost-of-living index (which looks at housing, transportation, utilities, health care, and miscellaneous goods and services), the median housing price, and median rental price.

It disqualified cities that were in the top 15 percent of the most expensive, although it did allow them to stay in as it ranked individual categories.

There were some surprises, perhaps more for cities that did not make the top 10, despite their sterling reputations in other areas—such as Tucson (ranked 22nd), Fort Lauderdale (ranked 29th) and Honolulu (ranked 58th).

One city that nearly made the top 10, despite not being regarded as a retirement destination, was Newark, New Jersey, which ranked 12th. Popular tourist destination New Orleans was ranked 33rd and Orlando ranked 35th, while Navy favorite San Diego just beat out Honolulu at 57th.

Here are the healthiest 10 cities for retirement. Live long and prosper!

 

Seattle skyline with fireboat (photo: AP)

1. Seattle, Washington

Hey, Seattle's pricey. What's it doing at the top of the list?

Apparently, you get what you pay for, at least in this bastion of high-tech workers. (Here's the scary thought—other cities were even pricier, and got disqualified from the master list. What on earth must they cost? Never mind, they probably cost the earth itself.)

Anyway, according to CSR, Seattle "boasts natural beauty, a moderate climate and a wealth of outdoor and cultural activities," feeding not just the body but the mind and soul as well.

 

Minneapolis sky way (photo: AP)

2. Minneapolis-St. Paul, Minnesota

Bundle up if you're heading here, but apparently this is a terrific place for seniors to hang out and be healthy.

Well, it's true that the Mayo Clinic is nearby, as the study points out, but then so is the Mall of America—perhaps not so healthy for seniors' wallets.

Still, the study cites "education and volunteer opportunities," as well as retirees "report[ing] high levels of satisfaction and social and emotional support."

 

Denver skyline (photo: AP)

3. Denver, Colorado

The Mile High City not only sports awesome views of the Rocky Mountains but offers loads of outdoor sports—skiing and hiking among them.

But there's also "thriving cultural health, with the epicenter at the Denver Performing Arts Complex, one of the largest centers for the arts in the U.S."

 

Portland Oregon skyline (photo: AP)

4. Portland, Oregon

There's a lot to love about Portland, no doubt about it—everyone from rose aficionados to lovers of microbrews will find something to love here in the Willamette Valley, between the mountains (Cascades) and the ocean (Pacific).

It may be 50 miles away, but on a clear day you can see Mt. St. Helens. And last time the mountain blew her top, the city got a nice ash bath.

But the good news (and you knew there'd be good news, because of the kind of list this is) is that Portland is home to the Oregon Health and Science University Hospital, "nationally ranked in five adult specialties, including oncology and geriatrics."

French horn player in Bushnell Park in Hartford, Conn. (Photo: AP)5. Hartford, Connecticut

Although Connecticut is generally regarded as coming in on the higher end when considering the cost of places to live, it also "boasts one of the most affordable home health care industries in our study," said CSR.

Boomers flock here in record numbers, it added, and the city also has "some of the highest levels of civic involvement and volunteering."

 

Omaha skyline at night before a storm (photo:AP)

6. Omaha, Nebraska

You might want to relocate to the seat of Berkshire Hathaway, home of the Sage of Omaha.

Omaha also plays host to five Fortune 500 companies, five Fortune 1000 companies, and a bunch of other megabusinesses (and, maybe not so fortuitously, was the birthplace of Enron).

So, perhaps unsurprisingly, Omaha is economically healthy—said the study, "with low cost of living, housing prices, unemployment and crime."

Boomers like it for other reasons, too, it added, saying that they "report high levels of satisfaction and support."

 

Baltimore in winter (Photo: AP)

7. Baltimore, Maryland

Edgar Allan Poe died here, so it wasn't all that healthy a city for him—in fact, he's buried here. But then he wasn't a retiree.

Besides, he may have been mugged—and for decades a mysterious person had left a rose and a half-empty bottle of cognac on his grave every year on his birthday. Interested seniors can visit both his house and his grave—in addition to the attractions of the Inner Harbor and the excitement of the Ravens.

But, Poe aside, Baltimore is a top spot for health care, "with Johns Hopkins Hospital, Mercy Medical Center and UM Medical Center ranked among the best in the country."

 

Pittsburgh skyline (photo: AP)

8. Pittsburgh, Pennsylvania

Pittsburgh is considered "one of the most affordable cities on our list," said CSR.

But that's not all the Steel City has to offer—for instance, elder would-be scholars can spend time at the Cathedral of Learning at the University of Pittsburgh, or check out Carnegie Mellon University—or any other among the 68 colleges and universities that call the city home.

In addition, said the study, the city offers "low crime, top cultural institutions (including the Andy Warhol Museum and Pittsburgh Public Theater) and a high concentration of Boomer residents."

 

Cleveland OH skyline (photo: AP)

9. Cleveland, Ohio

Cleveland is a super place to retire—just ask the Kents. (Superman's creators, Joe Schuster and Jerry Siegel, lived and attended school here.)

Of course, like many kids, young Clark Kent didn't stay in town but relocated to Metropolis, where he became a reporter for a quaint Metropolitan newspaper.

Homes are reasonably priced in Cleveland, and theatrical aficionados will find plenty to love in Playhouse Square—one of the best theater districts in the country. And if you need health care, well, the Cleveland Clinic is the place to go, "among the country's top hospitals for cardiology, urology, geriatrics, oncology and a dozen other specialties.

 

Paddle boarding at a Salt Lake City outdoor show (photo: AP)

10. Salt Lake City, Utah

It may be the last on the Top 10 list, but its description is nonetheless glowing: "[R]esidents are some of the most physically healthy in our study, with low levels of smoking, cancer, heart disease and Alzheimer's disease. One of the lowest unemployment rates in the country and surprisingly good public transportation round out this Rocky Mountain paradise."

What are you waiting for? Follow those dreams!

 

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