At least half the country is more worried about retirement than anything else.

That’s according to GOBankingRates’ 2015 Life+Money Survey, which found that planning for retirement topped the list of financial worries in 25 states.

Respondents were offered a choice of seven different financial worries to choose from:

  1. building an investment portfolio

  2. paying for higher education

  3. paying off credit cards

  4. planning for retirement

  5. saving for a home

  6. saving up an emergency fund

  7. sticking to a budget

While 20.1 percent chose #7, “sticking to a budget,” #4 “planning for retirement” just barely missed first place at 19.8 percent—and it topped the list in 25 states.

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