Brace yourself. It's almost that time of year when many of you are scared out of your minds and deathly afraid of things that go bump in the night.
Appropriately enough, open enrollment begins on the day after Halloween. Human resources professionals will be squeezed among brokers loading them with information, management determined to hold the line on expenses and employees trying to figure out what it all means. No wonder so many of them will feel like zombies when it all ends next Jan. 31.
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