Millennials are facing a double whammy that keeps them from putting away enough money on which to retire—not only are they carrying around a load of student debt, but they’re not willing to sacrifice current pleasures to ensure the future will be comfortable.
That’s according to a survey from Schwab Retirement Plan Services, which found that 44 percent are not saving more because they want to treat themselves to things like occasional dinners out and vacations.
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