Defined benefit plans better prepare workers for retirement through higher returns than defined contribution plans, according to a brief from the Center for Retirement Research at Boston College.
The brief compared returns by plan type from 1990 through 2012, using data from the U.S. Department of Labor’s Form 5500.
During that period, it said, DB plans “outperformed 401(k)s by an average of 0.7 percent per year, even after controlling for plan size and asset allocation.”
Recommended For You
Complete your profile to continue reading and get FREE access to BenefitsPRO, part of your ALM digital membership.
Your access to unlimited BenefitsPRO content isn’t changing.
Once you are an ALM digital member, you’ll receive:
- Breaking benefits news and analysis, on-site and via our newsletters and custom alerts
- Educational webcasts, white papers, and ebooks from industry thought leaders
- Critical converage of the property casualty insurance and financial advisory markets on our other ALM sites, PropertyCasualty360 and ThinkAdvisor
Already have an account? Sign In Now
© 2025 ALM Global, LLC, All Rights Reserved. Request academic re-use from www.copyright.com. All other uses, submit a request to [email protected]. For more information visit Asset & Logo Licensing.
