You may be focused on retiring in Florida, but that doesn’t mean that if you work there, you’ll be ready to.

A report from the Pew Charitable Trusts, “Who’s In, Who’s Out: A Look at Access to Employer-Based Retirement Plans and Participation in the States,” analyzed how well employers in each state—and in different regions of the country—do at providing retirement plans for their employees, and how well employees do at participating in them.

You might be surprised at what they found.

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